What is PortfolioPilot?
PortfolioPilot (by Global Predictions) is an advice-only AI investing tool for self-directed investors. It aggregates your accounts read-only, analyzes your portfolio and net worth with hedge-fund-inspired models, and gives recommendations, deliberately without execution. Its pitch is conflict-free advice: no commissions, no order flow, no product to push. As of 2026 it reports 50,000+ users and tiers at Free, Gold ($20/mo), Platinum ($49/mo), and Pro (from $99/mo). On its own terms, it is good software.
What is Tengu?
Tengu is the AI portfolio manager that connects 25+ brokerages, including Robinhood, Schwab, Fidelity, Interactive Brokers, Coinbase, and Kraken, and executes the trades you approve through your own broker. Never custodial. Where PortfolioPilot stops at the recommendation, Tengu closes the loop: the same AI that researched the move can place it, through your own account, behind position-size limits, leverage caps, and drawdown circuit breakers. Tengu also runs a strategy marketplace (congressional trade tracking, 13F mirroring) and is building toward the full AI family office.
See it on your own portfolio: connect a broker and ask Tengu anything about your money.
Try Tengu freeTengu vs PortfolioPilot: the comparison
| PortfolioPilot | Tengu | |
|---|---|---|
| Multi-account aggregation | Yes (read-only) | Yes (read and trade) |
| AI research and recommendations | Yes | Yes, with citations to filings and data |
| Executes trades | No, by philosophy | Yes, through your own broker, with your approval |
| Automated strategies | No | Yes (marketplace, incl. smart-money tracking) |
| Risk gates on orders | Not applicable (no orders) | Position limits, leverage caps, drawdown breakers |
| Custody | None (read-only) | None (your brokers keep custody) |
| Entry price | Free; Gold $20/mo | Free; Chat $20/mo; Platform $149/mo |
The real difference: what happens after the advice
Both products will tell you your portfolio is overweight tech, or that a position no longer fits your goals. With PortfolioPilot, you then open each brokerage app, find the position, size the order, and place it yourself, for every account, every time. With Tengu, you say yes, and the order routes through your own broker with the risk gates checking it on the way. The philosophical disagreement is real: PortfolioPilot argues that not executing keeps advice pure. Tengu argues that unexecuted advice decays into a to-do list, and that purity is preserved differently: no custody, no payment for order flow, flat subscription, and you approve everything. Advice without execution is a newsletter.
When PortfolioPilot is the right choice
If you want a second opinion on a portfolio you fully intend to manage by hand, and you prefer a tool that is structurally incapable of acting, PortfolioPilot's read-only model is exactly that, and its net-worth analytics are strong.
When Tengu is the right choice
Choose Tengu if you want the analysis and the follow-through: rebalancing that actually happens, strategies that run while you sleep, one AI accountable from research to fill. Same $20 entry price. The execution layer is the product.